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How Rafter Helps Verify and Execute Insurance Discounts

Dan Zlotnick avatar
Written by Dan Zlotnick
Updated this week

Once your insurance broker responds to your credit request, Rafter helps you take the next steps—whether that means verifying existing devices, gathering documentation, or identifying additional opportunities to reduce your premium.

Our role is to simplify your follow-up, reduce friction, and make sure nothing gets missed.


What Happens After Your Broker Responds

Broker responses often include:

  • Requests for clarification or additional details

  • Documentation requirements for underwriting review

  • Confirmation of which credits may or may not apply

  • Suggestions for other qualifying devices or installations

Rafter helps you interpret the response and decide what to do next.


How Rafter Helps Verify Existing Credits

If your broker requests documentation, Rafter can help by:

  • Reviewing what the carrier is asking for

  • Helping you locate invoices, receipts, or certificates

  • Advising on acceptable photos or confirmation details

  • Clarifying device specs, install dates, or monitoring status

We help ensure the information you send aligns with what carriers typically require for review.


Support With Follow-Ups and Underwriting Questions

If your broker or carrier comes back with follow-up questions, Rafter can:

  • Translate insurance or underwriting language into plain English

  • Help draft responses or provide supporting details

  • Identify where additional verification may be needed

  • Keep the process moving without unnecessary back-and-forth

You don’t have to navigate the process alone.


Identifying Additional Credit Opportunities

In many cases, a broker response highlights other installations or devices that could qualify for credits but aren’t currently in place.

Rafter can help by:

  • Explaining what those options are and why they matter

  • Advising on feasibility based on your home

  • Helping you prioritize which upgrades may be worth pursuing

  • Supporting next steps if you decide to move forward


Execution Support (If You Choose to Act)

If you decide to add or upgrade devices to unlock additional credits, Rafter can help you:

  • Understand what carriers typically require for eligibility

  • Ensure installations are documented correctly

  • Prepare the information your broker will need once work is complete

Our focus is on making execution straightforward and well-documented.


The Bottom Line

Rafter doesn’t just help you ask for insurance credits—we help you follow through.

From broker responses to documentation, verification, and execution, Rafter supports you at every step so you can:

  • Reduce confusion

  • Avoid delays

  • Maximize potential premium savings

Once your broker responds, Rafter is here to help you move forward with confidence.

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